API Status: Operational

Modern Loan
Management API

Enterprise-grade, multi-tenant loan management platform built with Hono.js. Offering flexible subscription plans for financial institutions, community banks, and savings groups.

Multi-Tenant

Complete isolation

Secure

Enterprise security

Fast

Sub-100ms response

Powerful Features

Everything you need to manage loans, borrowers, and community savings groups at scale

Multi-Tenant Architecture

Complete data isolation between organizations with role-based access control and independent configurations for each tenant.

Smart Interest Engine

Automatic interest calculation with flexible pause/resume functionality and comprehensive payment tracking.

Role-Based Security

Granular permissions with Admin, Loan Manager, Stokvel Manager, and User roles for secure operations.

Stokvel Management

Complete community savings group management with member tracking, contributions, and distribution handling.

Advanced Analytics

Comprehensive reporting and analytics with real-time dashboards and customizable business intelligence.

Enterprise Security

JWT authentication, session management, audit trails, and enterprise-grade encryption for data protection.

Flexible Subscriptions

Tiered subscription plans with pay-as-you-scale pricing, trial periods, and enterprise volume discounts.

Built with Hono

Lightning-fast TypeScript framework ensuring sub-millisecond response times and rock-solid reliability.

Payment Integration

Seamless integration with Paystack for secure payment processing and transaction management.

API Endpoints

Comprehensive REST API with detailed documentation and interactive examples

Authentication

JWT-based auth & session management

/api/auth/*

Borrowers

Manage borrower profiles & relationships

/api/borrowers/*

Loans

Complete loan lifecycle management

/api/loans/*

Payments

Track & process loan payments

/api/payments/*

Organization Settings

Manage Global organization settings

/api/organizations/*

Stokvel Groups

Community savings group management

/api/stokvel-groups/*

Stokvel Members

Member management for groups

/api/stokvel-members/*

Settings

User & organization configuration

/api/settings/*

Activity Logs

Audit trails & system monitoring

/api/activity/*

Subscriptions

Manage plans & billing

/api/subscriptions/*

Quick Start Guide

Get up and running with Lendify API in minutes

1. Authentication

POST /api/auth/login
{
  "email": "user@example.com",
  "password": "password123",
  "organizationId": "org_id"
}

Authenticate with your credentials to receive a JWT token for API access.

2. Create a Borrower

POST /api/borrowers
Authorization: Bearer {token}

{
  "name": "John Doe",
  "email": "john@example.com",
  "relationshipType": "Individual"
}

Create borrower profiles with comprehensive relationship tracking.

3. Manage Subscriptions

GET /api/subscriptions/subscription
Authorization: Bearer {token}

{
  "plan": "professional",
  "status": "active",
  "nextBilling": "2024-01-15"
}

Monitor subscription status and billing information with our integrated subscription management.

Subscription Plans

Choose the perfect plan for your organization's needs

Starter

Perfect for small organizations

Free
  • Up to 20 loans
  • 5 team members
  • Basic reporting
  • Email support
  • Single admin user
Most Popular

Professional

For growing financial institutions

R99

per month

  • Up to 1,000 loans
  • 25 team members
  • Advanced analytics
  • Priority support
  • API access

Enterprise

For large organizations

Custom
  • Unlimited loans
  • Unlimited team members
  • Custom integrations
  • Dedicated support
  • SLA guarantee

All plans include 30-day free trial • No setup fees • Cancel anytime

Ready to Transform Your Lending?

Join thousands of financial institutions using Lendify API to scale their lending operations